Rates & Insurance

We offer therapy services in Ventura, California and online throughout California. Select clinicians at Therapy Cove Counseling accept insurance plans including Aetna, Anthem Blue Cross, Cigna, Optum, United Healthcare, and Magellan. We also offer private pay options and out-of-network superbills for clients seeking reimbursement through their insurance provider.

Therapy sessions may occur online or in person and typically run for about 50 minutes. Pricing depends on whether you are seeing a licensed clinician or an associate. Typically, meetings are weekly or bi-weekly. We accept most insurances.

50 mins | $200 (licensed) | Get started

50 mins | $125 (associate) | Get started

Therapy

Intensive Therapy

Therapy Intensives are an alternative to traditional weekly therapy and are not covered by insurance. A superbill will be provided upon request that you may submit to your insurance for possible reimbursement.

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These sessions typically start out in person and can move to online. The ketamine-assisted therapy sessions include an intake session, preparation session, ketamine experience (3-4 hours) and an integration session. Insurance may cover part of these session costs. This can be done individually or in a group setting.

$750 | Learn more

Ketamine-assisted therapy

Our coaching programs vary in price and are not covered by insurance.

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Coaching

Insurances Accepted

We currently accept the following insurances. If you do not see your insurance listed, you may request a “superbill” and provide to your insurance company for possible reimbursement. Certain insurances are accepted by certain clinicians. Contact us to find out more.

  • Optum | United Healthcare | UMR

  • Blue Shield of California

  • Anthem Blue Cross of California

  • Anthem EAP

  • Aetna

  • Cigna

  • Magellan

Frequently Asked Questions:

  • Many insurance plans now offer coverage for online therapy sessions conducted through secure telehealth platforms. Coverage varies depending on your insurance provider, plan, and the clinician you work with. We currently offer telehealth therapy services for clients located throughout California and can help you verify whether your benefits include virtual mental health care.

  • Coverage for ketamine-assisted psychotherapy varies significantly between insurance providers and plans. Some portions of treatment may be eligible for reimbursement, while other aspects of KAP may be considered private pay services. We are happy to discuss fees, insurance questions, and potential out-of-network reimbursement options during the consultation process.

  • If we are not in-network with your insurance plan, you may still be able to use out-of-network mental health benefits depending on your coverage. Many clients choose to submit superbills to their insurance company for possible reimbursement. We recommend contacting your insurance provider directly to better understand your out-of-network benefits, deductible, and reimbursement rates.

  • A superbill is a detailed receipt for therapy services that you can submit to your insurance company for possible out-of-network reimbursement. After payment, we can provide a superbill containing the information your insurance provider may require. Reimbursement amounts vary depending on your plan and eligibility.

Questions about using insurance? Learn more.

Check your insurance.

We usually take many commonly known insurances.

Is your plan not on the list? Fill out the form with your insurance information and we’ll be in touch shortly.

Insurance and fee information updated May 2026